Privacy Policy

1. Overview & Our Commitment to Privacy

Prevet App (accessible at prevet.app) is operated by Deterix Ltd ("we", "us", or "our"). We are committed to protecting the privacy and security of your business and personal data. Our pre-flight assessment technology is specifically designed with privacy-first principles: pre-screening checks run in-browser against live rules without creating public credit or underwriting decline records.

2. Data Controller Information

Deterix Ltd is the data controller responsible for your personal data under the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

3. Information We Collect

We collect and process the following categories of data when you use Prevet App:

• Business Profile & Operating Attributes: Industry MCC category, country of incorporation, monthly processing volume, settlement currency, time in business, prior processing history, and chargeback ratios.
• Website & KYB Readiness Signals: Verification parameters regarding website policy disclosures (T&Cs, refund policies, SSL, billing descriptors) and document availability checklist status.
• Contact Information (Optional): Email address and corporate identity details if you choose to submit an indicative profile to a chosen Payment Service Provider (PSP).
• Technical Data: Browser type, IP address, and session diagnostics for security and site reliability.

4. Pre-Flight Anonymisation & Redaction Guarantee

When performing a pre-flight check on Prevet App, your profile parameters are evaluated privately. When you elect to share an indicative profile with a Payment Service Provider (PSP):

• Your legal business name, specific URL/domain, and owner identity are strictly redacted.
• Only de-identified aggregate attributes (e.g. industry class, volume band, country, and readiness scores) are transmitted alongside a randomized reference ID.

5. Legal Basis for Processing

We process your data under the following legal bases under UK GDPR:

• Legitimate Interests: To provide instant pre-flight scoring, match Merchant profiles against PSP acceptance parameters, and prevent application friction.
• Consent: Where you explicitly instruct us to forward an anonymised or identified profile to a selected Payment Service Provider.
• Legal Compliance: Where required to satisfy statutory or regulatory obligations.

6. Data Sharing & Third Parties

We do not sell your information for marketing purposes under any circumstances. Data is shared exclusively with accredited Payment Service Providers (PSPs) that you explicitly select during the application workflow.

7. Your Data Protection Rights

Under UK data protection law, you have rights including:

• Right of Access: Request copies of your personal data.
• Right to Rectification: Request correction of inaccurate data.
• Right to Erasure: Request deletion of your data.
• Right to Object & Restrict: Object to or request restriction of data processing.

To exercise any of these rights, contact us at onboarding@prevet.app.

8. Contacting Us

If you have questions regarding this Privacy Policy or our data protection practices, please reach out to us:

Deterix Ltd (t/a prevet.app)
Registered office: 4 Hadleigh Business Centre, 351 London Road, Hadleigh, Benfleet, Essex, SS7 2BT, UK
Email: onboarding@prevet.app
Phone: +44 1366 727140